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Mortgage Loan Refinance
Question and answers mortgage loan refinance information
Can a mortgage bank cancel a mortgage loan refinance during a rescission period, or only a consumer?
Basically, I started the refinance process with a loan officer, and then she quit the bank and went to work for another company. I decided to stay with the existing bank and just closed the loan, it's currently in the 3 day rescission period.However, the loan officer who quit is upset I didn't follow her to her new bank. She is being childish and according to a mutual acquaintance, is trying to contact the bank I closed with to tell them that I lied on my application which is not true, my application was 100 % honest and the bank approved and verified everything and closed the loan . So, I am wondering, can this bank cancel and not fund my loan during the rescission period?
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Questions about mortgages, loans, refinancing?
Right now we have a fixed 30 year 8.25 % rate...I ended up filling out some stuff online because of how low rates are right now, and we are starting to get calls back from lenders... However, i'm not really sure exactly what kind of rate I should ask for, what is a good rate for a 30 year fixed mortgage?What kind of other things should I ask to get before switching lenders? What extras should I get, i'm not looking for consolidation or extra " quick" money out of this... I just want to know what to demand, when they start offering so I can say something like " well, we wont go with you unless we get this..."
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