Refinance Home Mortgage

Question and answers refinance home mortgage information

When to refinance home mortgage?
when is it worth refinancing. i locked my 30 yr mortgage at 6.375 or 6.125 i have to look it up. it was a 157k loan. right now the rate is at 5.375 i think. the cost to refinance is $1300. the guy at the bank said that a good time to do it would be when the rate is at least 1 % lower. he also said that i would make up the $1300 probably in the first year. any input on when to refinance would be great. thankswhen is it worth refinancing. i locked my 30 yr mortgage at 6.375 or 6.125 i have to look it up. it was a 157k loan. right now the rate is at 5.375 i think. the cost to refinance is $1300. the guy at the bank said that a good time to do it would be when the rate is at least 1 % lower. he also said that i would make up the $1300 probably in the first year. any input on when to refinance would be great. thanksI do all my banking at US Bank. I was told awhile ago that with each 1 8 % rate deduction it's about $5 less for the monthly payment.i wouldn't be able to pay any fees out of pocket. they'd have to be added to the loan.

If I refinance home mortgage, will I be spending more?

How can a refinance home mortgage help me?

My 5/1 arm will reset in 18 months, should I refinance home mortgage now, or wait for few more months?
Current rate of ARM interest is 5.125 %. Would it better to go for 6.75 % mortgage refinance at no closing costs, if I am planning to live in the same house for next 7 to 10 years?

How can a refinance home mortgage help me?

What's a good approach to refinance home mortgage?

How low should the interest rate be so that refinance home mortgage will be worth my while?

In this economy,would it be easier to refinance home mortgage rate?
since alot of ppl is giving up their house,then wouldn't it be easier to refinance home mortgage???

Looking to find lowest refinance home mortgage rates?
I m looking for a better home loan mortgage rate than I currently have with my bank. So I am seriously considering refinancing. Does anyone know where I can currently check for the lowest refinance home mortgage rates?

Refinance home mortgage with bankruptcy.Who to contact?
Need to get a fixed mortgage rate

Refinancing home mortgage worthy?
I saw a commercial last night about refinancing homes here in Florida. Is that worth doing? just asking coz both my parents lost their jobs. and now leaving on savings. they been lay off 3 months ago they are never late on payemtns and credit card. I am still a student and cant really find a job. Any good lawyer for refinancing here in south fl? I forgot to write the number on the commercial on TV.

Questions about refinancing home mortgage? ?
with the fed cutting the rates so low, now would be a good time to think about refinancing right? my mortgage interest rate is currently 6.25 fixed, i think we owe about $95,000 on it. my husband and i have excellent credit, and we've been in our home for 5 years. would refinancing lower our monthly payment significantly, how much does it cost to refinance?oh weve also paid our mortgage through march, so how would that work if we did decide to refinance?

Refinance home mortgage for negative equity?
Hi, I bought my house in 2006 for $450k with no down. Interest rate for the first loan 80 % is 6.5 % and I got the 2nd loan with 9.5 %. Now the estimated home value is $400k. I know the interest rates these days are less than 5.5 %. Can I get a refinance?