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Refinance Loan
Question and answers refinance loan information
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US $0.99
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How can I get a High-LTV ration mortgage refinance loan?
I have a recently purchased Condo in DC with a value that continues to tank with the economy. Currently have 2 mortgages on it making the LTV somewhere in the neighborhood of 110 percent. Looking to refinance I have relatively high income, excellent credit Property value approximately $250,000 and I owe $270,000 combined. Anybody know if I can even expect to find a lender in this economy willing to lend in this situation?
Should i refinance loan to avoid foreclosure when payment resets?
Situation Purchased new home built less than 2yrs. ago in Pittsburg,Ca. loan amount for 400k after 20 %down payment. loan program is a 5 1 option arm,interest rate fixed for 5yrs. 8.25 %. i'm only paying minimum payment from the 3 payment options.The minimum payment is a negative amortization. start rate is 2 %...so the monthly payment is very low but the interest is compounding at 8.25 % to the balance of the loan. FICO score is 729 renters has given 30 day notice. loan balance is now 430k and same home is selling for less due type of loan and recession.I know it's gonna take some time before home values start to incline on the graphs.I just want to be prepared during the housing market healing process. Based on this information can someone give me any helpful advice.It's my first rental property and i want to do this right,Economy sucks right now and i'm not gonna be a victim from it.I worked very hard to get this far and being a single parent w two daughters makes it more challenging.Thanks to those who respond.
How to get a refinance loan with bad credit?
Getting a car refinance loan in bankruptcy.?
How can a person get a refinance loan in bankruptcy? The car is in the shop and a new motor was installed. The fee owed is $3,500. The car is fixed now and just waiting at the shop.The car is a Toyota Celica GT, and has a blue book value of a little over $4,000. Since bankruptcy is in the picture, no bank will finance a loan.I know there are quite a few details left out, but suggestions would be appreciated. The husband works full time, and the wife is seeking employment, but has limited work experience and skills outside of motherhood.Oh yeah, the car is fully paid off and title is in the husbands name.These people live in Texas
Can the tenant purchase the house with a refinance loan?
Why will noone approve me for an auto refinance loan?
I have a decent credit score 650 700 , lived at my resident long enough, been at my job long enough almost 2 years and make more than enough money to get a loan. I have paid on the car for 7 months on a 6 year loan. The interest rate is over 20 % right now and have an excellent payment history on all my accounts credit cards. So far, most reputable financing companies have rejected me online. I will soon go to banks and credit unions. Any suggestions?
Which would be a better choice for a home refinance loan?
We're going to refinance our home for a 30 yr. fixed with Amerisave and aren't really sure which would be the best choice.On one loan we could get a rate of 3.875 %, 4.218 % APR, and total closing costs of $7,360 which we would want to roll back into the loan.The other choice would be 4.5 % rate, 4.605 % APR and total closing costs of $3,010 which we would roll back into the loan.And do you know if Amerisave is a reputable lender?We plan on keeping the house about 5 years, so which would be less of a loss, higher closing costs or higher interest?
Obraining a auto refinance loan?
im currently 19 years old and am employed by target. I bring home about 1200 a month. Last year i bought my first car and since i had no credit i got stuck paying a obscene interest rate. 17 % , im 14 months threw the 60 month loan and am ready to refinace. I have a decent credit score at 675 for a 19 yr old. Problem is i owe about 9800 principal left on the car. I put alot of miles on it and the car is no longer worth the amount that i owe. Car is prabably worth 7500. Would amy bank refinance me given that i owe more than its worth?Its a 2002 toyota camry 107,000 miles great conditionto rusty. so if i qualified but it be better off to simply get a 3 year personal loan for 10k to pay the car off and id still save about 1500 dollars in interest and a year off the loan
For California, do both names on a mortgage refinance loan need to be on the house deed?
I am in the process of refinancing my property with my father. Since both of our names will be in the mortgage loan, do CA laws required him to be on the house deed or title too? He does not want interest in the property. If no, is it possible to ask the title company to just have my name on it during signing? If yes, can I look into a Quit Claim Deed? Thank you.
If a lender denies a refinance loan, does it have any consequence when I reapply with another lender?
What is the legal responsibility of the company filing your title after you close on a refinance loan? ?
There is no mortgage company listed on our records at the courthouse.
FHA refinance loan?
We are trying to do a cash out refinance and have already done the appraisal of our house. We are looking to do a 95 % cash out refinance and our mortgage broker suggested an FHA loan. It seems to good to be true. What are the downsides?
Putting all advertising aside how can I find the lowest rate for a refinance loan in CA?
I make about a 100,000 dollars per year and have fair credit. Who can I trust to give an honest and educated answer?
Why wont banks refinance - loan to value even?
Our loan to value is even and we are making the payments on a variable rate mortgage but we have tried for over 3 years and no bank will refinance or do a modification of our terrible loan. If the market goes up we could lose our house because the variable rate will raise our rates to a point we will not be able to afford. We are barely making it now and have applied and been rejected the government help. It seems like the government programs are only helping those that are in dire need which is all good. But people that have good credit are not being helped? The system is being reversed, I dont understand it? Is it because the market is so bad?
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